How Do I Finance Plastic Surgery?
Dr. Kahlil Andrews is dedicated to helping patients afford the treatments they need and want. Plastic surgery can be a large expense, and many plastic surgeries are not covered by insurance unless they are medically necessary, creating cost barriers for patients seeking elective procedures. We offer a variety of flexible payment and financing options that can be used individually or together to fit your needs. Let us help remove all barriers between your desire for treatment, and a life-changing cosmetic or reconstructive procedure. See below for more information about how to finance plastic surgery. It may be simpler than you think.
Please note: Payment in full for all services is due prior to providing each procedure or treatment.
Plastic Surgery Financing Options:
- Cash
- Personal Check
- Cashier’s Check
- Credit Card (Visa, Master Card, Discover, CareCredit)
- Cherry Credit (Scroll for more information)
- PatientFi with no interest for up to 12 months (Calculator in the bottom left corner of the page!)
- CareCredit and Alphaeon no interest for up to 6 months
CareCredit Financing
It’s something you’ve always wanted to do, but something else was always there to hold you back. Well, not anymore. We offer CareCredit, a card designed specifically for your health and beauty needs – let us help you finance plastic surgery.
CareCredit can help you move forward with getting the procedure you’ve always wanted. With convenient monthly payment options, no up-front costs, no prepayment penalties, and no annual fees, you can get your procedure sooner.
CareCredit works just like a credit card. With affordable monthly payments every time you use it, you can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty needs on hold until you save up enough money. Care Credit gives you the power to decide when it’s the right time for you.
With Care Credit, you can:
- Enjoy low, flexible payment options with CareCredit, including financing options for plastic surgery procedures ranging from $1 to $25,000.
- Take advantage of an easy online application process that can be completed in about 60 seconds.
- Pay no up-front costs, pre-payment penalties, or annual fees.
APPLY HERE for Care Credit Financing
Dr. Andrews Plastic Surgery Also Accepts Alphaeon Credit
With the ALPHAEON CREDIT card, you’ll find the widest array of monthly payment options to help you reach your individual wellness, beauty, and performance goals. Alphaeon Credit offers tailored financing specifically for cosmetic surgery and typically has higher credit limits than standard credit cards, making it easier to cover a wide range of procedures.
The ALPHAEON CREDIT card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the ALPHAEON CREDIT card is the better way to pay. Alphaeon Credit provides flexible financing options and a range of loan amounts to fit different procedures, so you can borrow what you need, whether it’s a small or large sum.
With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle, including convenient monthly payment plans.
Apply today so you can focus on looking, feeling, and being your best.
Dr. Andrews Plastic Surgery Now Accepts Cherry Credit
Cherry offers payment plans for procedures up to $50,000, allowing patients to split the total cost into manageable weekly and monthly installments. Cherry payment plans provide instant approval for loan amounts up to $50,000 with no hard credit check, and patients can use Cherry to cover procedure costs that aren’t covered by insurance. With an industry-leading approval rate of over 80% across all credit profiles, Cherry is accessible even to patients with bad credit. Cherry conducts a soft credit check to prequalify borrowers, so your credit score is not affected. There are no setup, monthly, or annual fees for practices offering Cherry’s financing options. Patients can quickly access the necessary funds for their plastic surgery procedures.
Repayment Terms: What to Expect
When exploring cosmetic surgery financing options, understanding your repayment terms is essential to making an informed decision and ensuring your cosmetic procedure fits comfortably within your budget. Repayment terms refer to the length of time you have to pay back your plastic surgery loan, as well as the structure of your monthly payments, interest rates, and any associated fees.
Most financing options offer flexible repayment terms, typically ranging from 6 to 60 months, with some lenders extending even longer periods. This flexibility allows you to select a monthly payment plan that aligns with your financial situation and cash flow. When reviewing your surgery financing agreement, pay close attention to the monthly payment amount, whether an interest rate applies, and how late payments could affect you.
Your credit history and credit score also play a role in determining your loan terms. A strong credit profile can help you qualify for better rates, longer repayment periods, and more favorable monthly payment options. Most lenders offer soft credit checks during the application process, so you can explore your options without impacting your credit score.
Ultimately, understanding your repayment terms empowers you to choose the best financing solution for your needs. By comparing loan terms, monthly pricing, and payment options, you can confidently move forward with your desired cosmetic procedures knowing you have a plan in place to pay for your surgery in a way that works for you.
